FL Real Estate Outlook for 2026
Getting back to normal may be the best way to describe the Florida real estate market for 2026. During the pandemic, buyers flocked to Florida, driving up demand, and sellers received over-asking-price offers. Now, buyers are facing mortgage rates in the low 6% range rather than the 3% range for 30-year mortgages.
Sellers are becoming more realistic with their asking price and are more willing to negotiate the sale price with buyers. New home builders continue to offer incentives to lure buyers, including below-market interest rates. The latest features builders are offering, combined with home warranties and interest rates below market, are affecting resale sellers’ sale prices.
Buyers will find gradually lower mortgage rates in 2026 and home price increases below inflation, or flat. If you are a home reseller, the key is to price your home correctly and competitively from the start. The longer a home sits on the market, the less the seller receives at closing. The chart below was provided by Lawrence Yun, chief economist at the National Association of REALTORS®. These are national average reductions from original asking prices per days on the market.
- 0–14 days: 4.9% cut
- 15–30 days: 6.1% cut
- 31–60 days: 7.3% cut
- 61–90 days: 9% cut
- 91–120 days: 10.6% cut
- Over 120 days: 13.8% cut
Let me guide you, whether you’re a buyer or seller, to your next Florida home. As an experienced real estate broker associate, I have the knowledge to help save you thousands of dollars and avoid costly mistakes. Call/text Ed Curry at (941) 799-9440 today! www.edcurryrealtor.com
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